Buying
Find the home, keep the peace of mind.
From the first search to possession day, a ten-step process with an agent beside you for every one of them.
How buying works
Ten steps, one agent, no surprises
Step 1: Partner
Find a trusted real estate agent. Ours live in the neighborhoods they sell.
Step 2: Search
Define what matters to you. Your agent sets up a search on the MLS that fits, and you only look at homes worth your time.
Step 3: Prepare for expenses
Learn about your recommended cash cushion so closing day holds no surprises.
Step 4: Pre-approval
Know how much you can afford, and show sellers you are serious.
Step 5: Offer
Negotiate from a position of strength, with an agent who knows the comps.
- Under contract
Step 6: Earnest money
The deposit that binds the transaction together.
Step 7: Inspections
Examine the property inside and out before you commit.
Step 8: Finance
Appraisal and loan approval, with your agent chasing the paperwork.
Step 9: Sign
Sign the documents that transition ownership.
Step 10: Close and possession
Funds transfer, the sale records, and the keys are yours.
Payment calculator
What would it cost each month?
Run the numbers on any price, rate, and down payment before you fall in love with a listing.
Estimated monthly payment
$3,554
- Principal and interest
- $3,129
- Property tax
- $275
- Insurance
- $150
- Loan amount
- $495,000
An estimate for planning. Your lender sets the rate, and tax and insurance vary by home. Utah property tax on a primary residence is often near 0.5 to 0.7 percent of value.
Start here
Tell us what you're looking for
Neighborhood, budget, timing, must-haves. An agent will reach out to learn the rest and set up a search that fits.